Considering transforming your home from ‘banal’ to ‘brilliant’, but lack the funds to support your makeover? Never fear, we’ve rounded up five home renovation finance options that could help turn your dream into reality.

Capital growth or Yield? Which will make you rich?

When it comes to giving investment property advice, I am a firm believer in QUALITY property, not quantity and capital growth is always my primary objective. I really don’t see the point in building a portfolio of properties that deliver high rents yet fail to grow in value. (I will put in a caveat, however: there is only one exception to this rule*, and you will have to read to the end to find out what that is…) And even though I am a passionate property investor myself, it must be said that tenants can bring headaches, so owning a few really good properties is always easier to manage than a lot of ordinary ones.

Here are eight really good reasons why capital growth is so important:

Another month, another rate cut with another close in slight. Finance can be so tedious.

That is until you realise it could mean more money in your pocket. But how?