BlueSky Financial

20 December 2021

Purchasing, Refinancing

Can your profession save you on your home loan?

BlueSky Financial

20 December 2021

Purchasing, Refinancing

Can your profession save you on your home loan?

When it comes to saving on your mortgage, some of you may not have to look further than your job. If yours is a profession that classifies you as a ‘low risk’ borrower in the eyes of lenders, then you may be entitled to special discounts.

BlueSky Financial

14 April 2021

Purchasing

What are the extra costs when buying a home?

BlueSky Financial

14 April 2021

Purchasing

What are the extra costs when buying a home?

Application & establishment fees, stamp duty + more.

When taking out a mortgage, many people forget to consider the associated fees and expenses. Here are some of the extra costs that you’ll need to consider when you take out a home loan.

BlueSky Financial

24 August 2020

Purchasing

Home Buyers shouldn’t hold out for Stamp Duty scrap

BlueSky Financial

24 August 2020

Purchasing

Home Buyers shouldn’t hold out for Stamp Duty scrap

Home buyers who are putting off purchases hoping that stamp duty will soon be phased out are playing a dicey waiting game which could see them eventually pay more money.

BlueSky Financial

29 April 2020

Pay off your home faster, Purchasing, Refinancing

Time to Fix your Interest Rate?

BlueSky Financial

29 April 2020

Pay off your home faster, Purchasing, Refinancing

With interest rates at an all-time low, and many lender’s fixed rates lower than their variable options, locking in an interest rate on your home loan to guard against possible future fluctuation may be attractive.

BlueSky Financial

23 February 2020

Purchasing, Investing in Property

2020 the year to buy property?

BlueSky Financial

23 February 2020

Purchasing, Investing in Property

If you’ve been thinking about purchasing your first property, up sizing the family home or buying that first investment property 2020 might be the time to pounce.

BlueSky Financial

11 September 2019

Purchasing

Buy Now Pay Later - the hidden dangers

BlueSky Financial

11 September 2019

Purchasing

Buy Now Pay Later - the hidden danger potentially stopping you from owning your own home.

The Buy Now Pay Later sector is winning-over the youth demographic with the promise of instant gratification, but leading mortgage brokers are warning that with every sugar-high comes the risk of a corresponding low.

BlueSky Financial

7 August 2019

Purchasing, Refinancing, Investing in Property

Fixed or Variable Rate loan?

BlueSky Financial

7 August 2019

Purchasing, Refinancing, Investing in Property

Unsure about whether to lock down your interest rate for a period with a fixed rate home loan, or take your chances with a variable rate home loan?

BlueSky Financial

24 July 2019

Purchasing, Refinancing, Investing in Property

Credit Advisor vs Bank Lender - What is the difference?

BlueSky Financial

24 July 2019

Purchasing, Refinancing, Investing in Property

Credit Advisor vs Bank Lender - What is the difference?

It’s easy to walk into the local bank and talk to a lender, or apply online for a home loan, but it may not always be the best option.

BlueSky Financial

17 September 2018

Purchasing, Refinancing

5 simple ways to increase loan repayments

BlueSky Financial

17 September 2018

Purchasing, Refinancing

5 simple ways to increase loan repayments

Paying off a mortgage can seem relentless – every payment counts of course, but it can seem to be taking forever to make a dent. Here are some simple ways you can increase the amount you pay off and own your home sooner.

BlueSky Financial

10 September 2018

Purchasing, Investing in Property, Refinancing

LVR

BlueSky Financial

10 September 2018

Purchasing, Investing in Property, Refinancing

What is LVR?

The mortgage industry is a wide, wondrous world with a language all of its own. One of the many acronyms bandied about is ‘LVR’, which stands for ‘loan-to-valuation ratio’. Here’s what it means.